The Benefits of a Professional Consultant

Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to your long-term finacial goals. With a broad selection of products, such as Conventional, FHA, VA and USDA Rural Development to name just a few, we have the loan program that will best fit your financial needs.  My commitment to you is simple, I will clearly communicate with you throughout the entire loan process so you are assured to have a great experience.  If you want to work with a professional committed to meeting and exceeding your expectations, I look forward to working with you.

What is Pre-qualification and Pre-approval?

Pre-qualification is the starting point in your search for mortgage financing. A quick snapshot is taken which includes income, existing debt, savings, length of employment. All of these factors will then be analyzed to determine your eligibility and loan program that best fits your needs. Pre-approval is written documentation that shows you have the support of a lender who is willing to finance you. It means an underwriter has reviewed your loan application and has approved you for a specific loan program and amount. Based on your income, debt ratio and savings, the underwriter provides the dollar amount you are eligible to borrow as well as the conditions that must be met prior to closing your loan. Once you're pre-approved, you have peace of mind to shop around for properties that fit into that loan amount and be taken seriously since the seller knows you have taken the most important step! 

How much does it costs to get pre-approved?

Pre-approval is absolutely Free, so why wait?  Apply Online today and have a decision soon.